You Dream It. We Finance It.

Financing for homeowners, investors, builders, developers, and business owners. A team-based brokerage based in Halifax, serving Atlantic Canada, with broader reach through licensed team members and the national TMG network.

You are more than just a client. You are our priority.

Find your financing path

Tell us what you are financing.

Pick your path and we will connect you with a licensed mortgage broker who works in it every day. No call centre, no runaround.

Residential

Buying your first home, renewing, or refinancing. We make the path clear from pre-approval to closing.

Start a Residential Financing Conversation
Commercial

Office, retail, industrial, or multi-unit. Our commercial team knows what lenders need to see to move a deal forward.

Discuss Commercial Financing
Private Lending

Bridge financing, second mortgages, and alternative options when conventional lending does not fit. We will walk you through what may fit.

Review Private Lending Options
Builders & Developers

Construction and project financing, structured for how your build actually works. Bring us the project and we will help find the path.

Discuss Your Project
Not sure yet?

Start here and we will route you to the right person.

Not sure where you fit, or financing something different? Tell us your goal and we will point you to the right broker.

Start a Financing Conversation
Free financing tools

Run your numbers in two minutes.

A full toolkit built by our team for Atlantic Canada, residential through commercial. Free, no login. Get oriented, then talk to us about what the numbers mean for your plan.

For homeowners

Mortgage payment, how much you can afford with the stress test, and your cash to close including Nova Scotia deed transfer tax.

Estimate a payment
For investors

Size a deal on DSCR and LTV, run a cap rate, and model CMHC MLI Select against standard and conventional financing.

Size a deal
Everything in one place

More than twenty calculators plus a live rate board, residential and commercial, in one toolkit.

See all tools
Why TMG HarbourTown

Large enough to deliver options. Local enough to know your market.

Most brokerages do one thing well, usually residential. We bring residential, commercial, and private financing together under one team, so when your deal is more than a standard mortgage you are not handed off or sent elsewhere. We bring financing strategy, not just a rate, and as part of TMG The Mortgage Group we put a national brokerage network behind a local Halifax team that picks up the phone.

How working with us goes

From first call to closing, in clear steps.

1. Tell us your goal

A quick conversation about what you are financing and where you want to get to. No cost, no obligation.

2. We build the strategy

We review your situation and the deal, shop the market on your behalf, and map the options that fit, not just a rate.

3. You choose with the full picture

We lay out the trade-offs in plain language so you can decide with confidence, as your advocate the whole way.

4. We drive it to closing

We handle the lender, the paperwork, and the timeline, and stay on the file through to closing and beyond.

A team-based brokerage

You work with a team, not a single name.

Real local depth

A Halifax and Atlantic Canada team that knows this market, not a national queue.

One team across the board

Residential, commercial, and private financing handled by the same team, so when your needs cross more than one, nothing falls between the cracks.

Plain language, every step

Mortgages are confusing. Our job is to make yours clear, from the first call to closing and beyond.

Learn, and see it in action

Plain-language guides, and how real deals came together.

A library of guides across residential, commercial, private, and development financing, plus anonymized looks at how we structured real financing.

Resource library

Plain-language guides on buying, renewing, refinancing, commercial, and building, from a team that handles all of it.

Browse the guides
Deal scenarios

How a refinance moved when the bank did not, three refinances that funded a commercial purchase, and a build with no cash to start.

Read the scenarios
Commercial depth

How commercial financing actually works, and why an early, property-specific read changes your position.

See commercial financing

Let's finance what you are building.

Tell us your goal and a licensed mortgage broker will take it from there.

Start a Financing Conversation