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Bank of Canada 2.25% ▬ 0.00|Prime 4.45% ▬ 0.00|GoC 5yr 3.01% ▲ 0.02|CMB 5yr 3.42% ▲ 0.01|CORRA 2.24% ▼ 0.01|as of Jun 15, 2026 · sample · view the rate board →|Bank of Canada 2.25% ▬ 0.00|Prime 4.45% ▬ 0.00|GoC 5yr 3.01% ▲ 0.02|CMB 5yr 3.42% ▲ 0.01|CORRA 2.24% ▼ 0.01|as of Jun 15, 2026 · sample · view the rate board →|

Builder and Developer Financing: Document Checklist

A complete, organized file is the fastest way to move a development deal forward. Use this checklist to gather what lenders typically want to see before you apply.

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What to Gather

The Borrower

  • Government-issued photo ID
  • Personal net worth statement
  • Credit consent
  • Corporate documents, if applying through a company
  • Track record of past projects

The Project

  • Plans and drawings
  • Detailed construction budget
  • Draw schedule
  • Pro forma (build-and-sell math: costs vs value)
  • Project timeline

The Site and Approvals

  • Purchase agreement or proof of ownership
  • Zoning and permitted use
  • Permits and approvals, or current status
  • Servicing details
  • Appraisal, if available

The Money and the Team

  • Proof of equity or down payment
  • Source of funds
  • Builder or general contractor details
  • Construction contract (fixed-price, or cost-plus: costs plus a fee)
  • Exit plan (sale or take-out financing)
A complete, organized file is what makes a project fundable. Missing or disorganized information is the most common reason a development deal slows down. Bring what you have, and we will tell you what is still needed.
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Discuss Builder and Developer Financing

Got a project in mind? Start gathering the items above, then bring us your file and we will help you fill the gaps. A licensed member of our team will follow up.

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(902) 835-6420  |  contact@tmgharbourtown.ca

Information here is general and educational. It is not financial, legal, or lending advice, and it is not an offer of financing. This is a general guide; required documents vary by lender, project, and province, and your lender may ask for more. All financing is subject to lender and project review and supporting documentation. Submission of a form does not guarantee approval or financing.