A bridge is short-term financing, and what makes it work is the exit, the event that pays it off. Most often that is the sale of your current home, but a bridge can also help an investor act quickly or carry a property through a repositioning, as long as the payoff is clear. Lead with the exit and the rest follows.
Funds your purchase before the money from your sale arrives.
Usually measured in weeks or months, tied to your closing dates.
Typically registered against the property you are selling or refinancing.
Paid out in full when your existing property sale completes.
As short-term financing it carries interest and fees. We explain the full cost upfront.
Move on your next home before your current one closes. Exit: the sale completes.
Act on a property before other funds free up. Exit: those funds or a refinance arrive.
Carry a property through improvements or lease-up. Exit: a refinance once it stabilizes.
Your purchase closes before your sale, or you want to move forward without waiting on the sale proceeds, and there is a realistic plan for the sale to complete.
A firm or likely sale, clear closing dates, and a plan if the sale timeline shifts. The clearer the exit, the smoother the bridge.
Buying before you sell, or weighing whether a bridge makes sense? Bring us your timing and we will walk through the options with you. A licensed member of our team will follow up.
Start a conversationInformation here is general and educational. It is not financial, legal, or lending advice, and it is not an offer of financing. Bridge financing is short-term financing and depends on a completed sale; private lending, where used, is one option to review and is not suitable for every situation. Any figures are illustrative only. All financing is subject to lender and property review and supporting documentation. Submission of a form does not guarantee approval or financing.