A busier spring market doesn’t mean an easier one
Spring is typically one of the busiest times of year in the housing market, but this year’s market is shaping up a little differently. While activity usually ramps up through April, May and June, recent data suggests many buyers are still taking a wait-and-see approach. Home sales in March were down compared to a year […]
Fixed or variable? How global uncertainty is reshaping the decision
Heightened geopolitical tensions in the Middle East have pushed oil prices higher and added new inflation risks, contributing to recent volatility in bond markets. At the same time, Canada is in the middle of a record wave of mortgage renewals, with more than one million mortgages set to be renegotiated in 2026 alone. For borrower
What are Alternative Mortgages? Solutions for those with unique financial situations
Applying for a mortgage can feel overwhelming, especially if your financial situation doesn’t follow the typical mould. Whether you’re self-employed, have a less-than-perfect credit history, rely on non-traditional income, or are a new immigrant without an established credit record, there are creative mortgage solutions av
Understanding the costs of buying, selling, and refinancing a home in Canada
When buying, selling or refinancing a home, closing costs are an inevitable part of the process. These costs can catch you by surprise if you’re not adequately prepared. Let’s demystify the closing costs and give you an idea of the potential costs involved. What are closing costs in a real estate transaction? Closing costs are
Homebuyers and sellers: How to prepare for the busy spring market
I think it’s safe to say we’re all eagerly anticipating the arrival of spring as the snow melts and the days grow longer. It’s a season of renewal, not just for nature but also for the real estate market as both homebuyers and sellers come out of hibernation and prepare to make their next big […]
How cars, boats, snowmobiles and other things may impact your mortgage
Scan the internet and social media and you won’t find a shortage of mortgage brokers sharing stories of what not to do when buying a home, or how a $1,500 truck payment can derail your mortgage plans. Even if you feel confident you can afford both your current expenses and a new mortgage payment, especially […]